• Max LTV 96.5% Credit scores down to 500

 

A foundation program that opens doors.

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Why It’s Useful FHA remains one of the most effective tools for expanding borrower access to homeownership, especially when credit, cash, or traditional qualification standards are barriers.

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Key Highlights

• Credit scores down to 500

• Low down-payment options

• Designed for owner-occupied properties

• Government-insured for stability and consistency

 

Program Snapshot

• Purchase and refinance options

• Financing up to 96.5% LTV

• 500+ FICO (subject to FHA requirements)

• Fixed-rate and ARM options available

• Eligible for single-family homes, 1–4 units, and FHA-approved condos