Efficiency designed for existing FHA borrowers.

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Why It’s Useful This program allows FHA homeowners to reduce payments or improve terms without reopening the full underwriting file, making it one of the fastest refinance solutions available.

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Key Highlights​

• No income, employment, or asset documentation

• No appraisal required in most cases

• No FICO option available

• With-FICO option available for expanded scenarios

• Designed to reduce payment or improve loan terms

 

Program Snapshot

• Refinance only for existing FHA loans

• No FICO required (streamline eligible)

• With-FICO option available when needed

• Primary residences and FHA-eligible properties