Energy efficiency meets financial flexibility.

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Why It’s Useful

This program combines FHA financing with solar ownership and cash flexibility, helping borrowers reduce long-term costs while improving immediate affordability.

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Key Highlights

• Borrowers receive 3.5% of the sales price, up to $13,000

• Fully owned solar integrated into FHA financing

• No income limits

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Program Snapshot

• FHA purchase or rate/term refinance

• 620+ FICO

• Solar financing up to 20% of property value

• Funds usable for closing costs, reserves, debt payoff, or rate buy-downs

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Strategic value today, long-term impact tomorrow.