• Max LTV 97%

• FNMA & FHLMC have removed their minimum credit score requirements (previously 620)

 

Flexible Structure. Long-Term Advantage.

​

A Conventional loan offers broad flexibility, competitive pricing, and long-term value for borrowers with solid credit profiles, making it a cornerstone option across purchase and refinance scenarios.

​

Why It’s Useful Conventional financing gives brokers a versatile solution that works for a wide range of borrowers, property types, and occupancy needs, without government insurance requirements.

​

Key Highlights

• Low down-payment options available

• Competitive interest rates

• Mortgage insurance can be removed over time

• Designed for strong, stable borrower profiles

• Broad property and occupancy eligibility

​

Program Snapshot

• Purchase and refinance options

• Primary residences, second homes, and investment properties

• Single-family homes and eligible condos

• Conforming loan limits apply

​

When to Use When borrowers want pricing flexibility, long-term savings, and a loan structure that adapts to nearly any scenario