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  • Max LTV 100% Min FICO 500

 

Earned Benefits. Powerful Financing.

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The VA Loan is a government-backed mortgage designed for eligible veterans and service members, offering exceptional purchasing power and long-term affordability.

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Why It’s Useful VA loans give brokers the ability to close strong purchase and refinance transactions with minimal upfront cost, flexible qualification, and benefits no other program can match.

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Key Highlights

  • 100% financing available

  • No down payment required

  • No monthly mortgage insurance

  • Competitive interest rates

  • Designed for owner-occupied primary residences

 

Program Snapshot

  • Purchase and refinance options

  • Eligible veterans, active-duty service members, and qualifying spouses

  • Single-family homes, condos, and townhomes

  • Government-guaranteed for stability and consistency​

 

When to Use When an eligible borrower wants maximum buying power, low cash-to-close, and one of the strongest mortgage programs available.

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  • Manuals - Yes, we allow FHA, VA, USDA (No Conventional Manual Underwrites)

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  • VA High Balance (Up 4 Million)

NMLS# 1101220
www.nmlsconsumeraccess.org

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841 Mountain Ave, Suite 400

Springfield, NJ 07081

Email : info@mlbwholesale.com

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Phone: (732) 243-0140

Equal Housing

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​©2022 by MLB. All Rights Reserved.

MLB Residential Lending, LLC., located at 841 Mountain Ave. Suite 400, Springfield, NJ 07081, NMLS 1101220. For licensing Information please visit the NMLS Consumer Access site here: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1101220. EQUAL HOUSING LENDER

TX: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

IL Commissioner: ILDPR 555 W. Monroe, Suite 500, Chicago, IL 60661, Phone: (312)793-3000.

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