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Non-QM Specialist

Steven Michalski

I have 18 years of experience in the mortgage industry, working with organizations ranging from Fortune Global 500 companies to small two-person broker shops. Over the years, I’ve served as a Branch Manager and also gained valuable expertise on the risk management and loan servicing side of the business.

Before entering the mortgage field, I proudly served 7 years in the U.S. Army, both active duty and reserve, achieving the rank of Sergeant (E-5).

Today, I live in Milwaukee, Wisconsin, along the shores of Lake Michigan with my wife, our two boys (ages 11 and 8), and our 4-year-old Golden Retriever. Outside of work, I enjoy coaching my sons’ sports teams and spending as much time outdoors as possible—whether it’s archery, fishing, boating, or taking part in winter sports.

How to Resubmit a Loan to Underwriting
00:57
How to Register A Loan
05:53
How to Submit to Underwriting
04:31
Self Disclosing Tutorial
05:54
Pricing a Loan
07:15
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NMLS# 1101220
www.nmlsconsumeraccess.org

841 Mountain Ave, Suite 400

Springfield, NJ 07081

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MLB Residential Lending, LLC., located at 841 Mountain Ave. Suite 400, Springfield, NJ 07081, NMLS 1101220. For licensing Information please visit the NMLS Consumer Access site here: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1101220. EQUAL HOUSING LENDER

TX: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

IL Commissioner: ILDPR 555 W. Monroe, Suite 500, Chicago, IL 60661, Phone: (312)793-3000.

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